Free tools to understand
your money. No BS.
Every calculator is free, no signup required. Built by a regular person, not a bank.
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Paycheck
Free paycheck calculator for all 50 states. See your actual take-home pay after federal, state, and FICA taxes. 2025 tax brackets.
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Mortgage
Free mortgage payoff calculator. See how extra monthly payments save you years and thousands in interest.
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Rent vs Buy
Free rent vs buy calculator with adjustable assumptions. Compare renting vs buying including closing costs, opportunity cost, and appreciation.
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Raise
Free raise calculator. See how much of your salary increase you actually keep after taxes. Compare old vs new take-home pay.
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Emergency
Free emergency fund calculator. See how much you need, track your progress, and find out when you will reach your goal.
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Debt
Free debt payoff calculator. See how extra payments save you thousands in interest and get you debt-free years sooner.
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Care Plan
Free calculator to figure out what you can afford when a parent needs care. Split costs with siblings, see your emergency buffer.